Some people see drones as nothing more than a bit of fun. They are toys and tools that provide people with entertainment and some aerial footage.
The problem with this idea is that it overlooks the development of these drones as large, dangerous pieces that can fall from the sky. This is a heavy piece of machinery with a series of rotors – 4 spinning blades on the fastest quadcopters – that can do some damage.
There are some important areas of insurance coverage to look at here. They include personal injury, property, privacy torts and general liability insurance. Check with your own insurance provider to see if your current policies cover your drone.
The FAA has guidelines in place to stop drone users from getting into too much trouble and ensure that the device is under control. Drones of a certain size can only be flown with the right training and a license. Those operators then need to make sure that they keep the drone in view at all times, without going too far or too high.
Naturally, it is common sense for operators to avoid power lines, buildings and build-up areas. Also, drones cannot be flown over people for safety reasons. This leads nicely to the first of the key reasons for getting drone insurance – personal injury.